How funded are our reserves?
Estimate percent funded and see how contribution changes affect the reserve balance.
Open this toolProperty Management Calculators for Boards and Owners
Explore free planning tools for association boards, homeowners, and rental property owners. Each calculator uses the figures you enter to produce a simplified estimate and explains what it includes and what needs a closer look.
Choose a Calculator
Some calculators are written for association boards. Others are for homeowners and rental owners planning a decision.
What would our assessment be?
Turn an operating budget and reserve contribution into an estimated monthly assessment per home, with a delinquency allowance shown separately.
Open this toolWhat will this HOA increase cost me?
Estimate a proposed increase in dollars per month, for the first year, and over the years you plan to stay.
Open this toolRent it, or sell it?
Compare estimated monthly rental cash flow with estimated sale proceeds today.
Open this toolWhat might this rental net each month?
Estimate monthly cash flow after vacancy, management, property tax, insurance, maintenance, and a capital set-aside.
Open this toolSelf-manage, or hire a manager?
Compare your estimated time, mileage, and turnover vacancy with a management fee.
Open this toolHow much should I set aside for repairs?
Estimate a monthly set-aside for major systems and routine repairs, based on rough rules of thumb.
Open this toolWhat would a hurricane claim cost me?
Estimate your hurricane deductible in dollars and how it compares with the savings you enter.
Open this toolHow These Estimates Work
Default values are illustrative examples for Central Florida, not quotes or market data for your property. Property tax defaults assume no homestead cap, since a rental does not carry one, and vacancy defaults assume annual leases rather than seasonal rentals. Replace each default with your own figures.
Each tool lets you pin a scenario and change the inputs, so you can compare two versions side by side. Calculations run in your browser. Edited values appear in the page link, so sharing the link shares your figures, and the link may stay in your browser history. The print button produces a one-page version with the inputs, figures, and explanation.
These calculators do not replace a reserve study, an appraisal, an insurance review, or advice from your accountant. They are meant to help you prepare better questions before a decision.
If a result raises questions, we are happy to talk it through. Some scenarios will show that managing on your own makes sense, and that is a fine outcome.
Talk Through Your Planning Questions
Each tool has an email option. If you use it, you receive a copy of the result and Ambriel receives the same figures, so a follow-up conversation can start with your numbers.